while it appears that i have my life under control, ok, you people who know me need to stop laughing, i have had many changes in my life the past 4-5 years. some people need to be thanked for this but i don't want his ego to get totally out of control. ok, my therapist. sometimes we all need to admit that we are too lost to find out way alone.
4 years ago i was in credit card debt totally over $17,000. officially today i am credit card debit FREE. i thought i would never get out from under and now i am. i turned all my credit debt over to a company called take charge america (takechargeamerica.org). they have contracts with every credit company around and negotiate the interest rate and payments. i make one payment a month, which certainly was less than i was paying trying to pay everything, yes, they did get a small free per month for all this, but i would do it again. they told me it would take 4 years and today the last payment came out of my checking account. i feel like a huge boulder has fallen from my shoulders. i wish i could just spend this money but alas just staying alive costs so much more. not just utilities, but groceries, gas, and the cost of my medical insurance is plain ole stupid. i'm pretty much working for benefits and retirement. but now there will be more money to make life a little easier.
oh, i so want new curtains for my bedroom. i deserve them.
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